Steps to buying Real Estate
Get Pre-Approved for Financing:

 This will make sure you know how much financing you can get before you start looking for your dream home!

Set up a meeting with a Banks Loan Officer or Mortgage Specialist!

Information Needed for Your Application (Ask Loan Officer what they require):
        *W-2's for the past two years (or Complete Tax returns if self-employed)
        *Most recent pay subs coving last 30 days
        *Last 2 month's bank statements of all checking, savings and asset accounts
        *Names, Addresses and account numbers of all creditors
        *12 months cancelled rent checks, front & back
        *12 months mortgage payment receipts or cancelled checks
        *Current property tax bill
        *Home owners insurance DEC page or agents name & phone number
        *Verification of support payments
        *Divorce decree
        *Bankruptcy papers
        *Certificate of Eligibility (VA only)

Contact one of our Realtors:

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        *What would you like to spend on your new home
        *What location would you like your new home be in or around
        *What kind of style would you like your new home
        *How many bedrooms and baths would you like
        *what else is important for you to have in your new home (ex: garage, basement, yard, etc)

Start Looking:

 Once we know what you would like, we will do the research, set up the appointment and help you find your new home.

Steps on Purchasing your new home:

 Broker Disclosure to Customer a standard Offer to Purchase an Addendum S- Lead Base Paint Disclosure

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Closing: